Do you worry about Debt? Wake up at night or can’t sleep because of Debt Accumulation? Wonder how did I get here? If you answered YES to any of these questions let’s get into it and explore the 20 early warning signs. Hiding from your debt doesn’t make it go away. In fact, if you’re…
Good Credit Score: What is a good credit score and why do you need one? I was that college student first day on campus and what did I get handed a credit card application and some giveaways. They sell you on all the great things you can get, points, bonuses, etc. However, they educate you…
Introduction to a Credit Union Have you asked yourself what is a credit union? Why should I look into joining one? I asked myself those questions when I first started working and got paperwork to join a local credit union. My thoughts were first I have a bank so why do I need this. Well…
I love a good challenge and when it comes to saving even more! This 52 week money savings challenge has been my favorite for years! I create different ones each year and have gotten my kids into it as well. It’s a fun family competition. I feel so good at the end of the challenge…
I am FRUGAL and proud of it! OK maybe sometimes cheap too but can’t we all be sometimes. I have been “joked” with these two words from friends and family for years. I have laughed at this most of the time because I know they don’t have any bad intentions. In my head I think…
It’s that time of year again TAXES! Let’s discuss how to prepare for a successful tax season! Some people love doing them while many of us dread this time. I fall into the ugh I must do this category. It took me several years to finally get organized with a system of paperwork and documents. …
If you want to reach a savings goal, pay more toward your student loans, or just add some breathing room to your budget side hustles are a great way to make more money. I started the side hustle gig a few years ago with online Surveys then moved to gift card/money paying apps. I think everyone should…
A no-spend month doesn’t mean you must stay in your home doing nothing. You can still have FUN with no or low cost activities. We will talk about the best fun activities we have done in our no spend month. Setting yourself a financial challenge can be rewarding. It’s a good way to get your…
Want to save $1,500 per year! Yes you can do it! Save those pennies and the dollars will add up! No wiser words have been spoken. Who remembers their grandparents having a savings jar or container? I do! Saving is income not spent, or deferred consumption. Methods of saving include putting money aside in, for…
It’s the start of a new year time to make some changes or updates to your personal financial plan! I know it can be hard to get motivated or feel overwhelmed at looking through paperwork, spreadsheets, and budgets but the first of the year is a great time to start with a fresh look! FACT:…
I am a dad, husband, proud dog dad and trying to juggle money! I would love to share about personal finance, teaching your kids about money management, side hustles, and my path towards FIRE!
Empowering your wallet one penny at a time!
